Refinance Out of Your Builder's Lender in Arizona 2026: What the Buydown Really Costs You

Published on: 09/11/2026

Thinking about refinancing the loan your Phoenix builder financed? Nothing locks you in, but the unused buydown escrow and a new build appraisal can cost you more than the rate saves. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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